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Rising Costs of Fleet Insurance Premiums: The Role of Telematics

RIsing Cost of FlEet Insurnace Rising Costs of Fleet Insurance Premiums: The Role of TelematicsIn an ever-changing business landscape, managing risk is crucial for all companies aiming to maintain a profitable and stable future. One area of risk management that...

Seasonal Affective Disorder

Employee Benefits: Reverse S.A.D. Seasonal Affective Disorder: What is it and Are My Employees Affected by It?Does your Employee Benefits plan truly benefit your employees? The National Institute of Mental Health defines SAD as a type of depression characterized by a...

Understanding the New Texas Flood Plan and the Importance of Flood Insurance

Flood Insurance Understanding the New Texas Flood Plan and the Importance of Flood Insurance Texas has officially introduced its new Texas Flood Plan, creating new flood zones that can significantly impact residents. One crucial takeaway is the necessity of flood...

Understanding ISO Certifications

ISO CertificatesUnderstanding ISO Certifications: What They Are and Why They MatterWhat is ISO? The International Organization for Standardization, or ISO, is a global federation of national standards bodies. As a nongovernmental organization, ISO encompasses...

Heat Safety for Your Employees

Heat SafetyWork Smarter Not Hotter: Stay Cool to Stay Productive As summer approaches and temperatures rise, it is crucial to provide the right support for your workers to prevent heat stress. This condition can pose serious health risks if not addressed properly....

Hurricane Preparedness Safety Tips

Hurricane Safety preparednessHOPE IS NOT A HURRICANE STRATEGY As we progress further into the year, weather experts at AccuWeather have pointed out a climatic shift that could greatly impact the intensity of the 2024 hurricane season. This transition from the El Niño...

New FTC Rule on Noncompete Agreements

Federal Trade Commission Update: Noncompete agreements What is stated in this ruling? On April 23, 2024, the Federal Trade Commission (FTC) published its rule banning noncompete agreements. This landmark decision effectively cancels all existing noncompete...

Flames to Relief: The Texas Panhandle’s Historic Wildfires

Flames to Relief: The Texas Panhandle's Historic WildfiresImpacts of the Texas Panhandle Wildfires The enormity and intensity of the Smokehouse Creek and Windy Deuce wildfires have deeply affected the Texas Panhandle. More than a million acres of land once cherished...

2024 Auto Insurance Rates: What to Expect

2024 Auto Insurance Rates: What to ExpectThe 2023 Rate Hike Phenomenon Leading the wave of rate increases, insurers like Farmers Insurance have set a new precedent with an average rate hike of 17.6% in 2023. This significant jump in premiums has prompted a closer...

1099 Contractor Regulations: 2024 Business Guide

1099 Contractor Regulations: 2024 Business GuideWhat You Need to Know Starting March 11, 2024, the Department of Labor alongside the IRS are set to enforce stricter regulations to improve the misclassification of employees as contractors. This move, aimed at ensuring...

Weather Trends & Property Insurance

The Impact of Weather Trends on Property InsuranceInsurance in Response to Weather Trends The landscape of property insurance is undergoing significant transformations, influenced by shifting weather patterns around the globe. As we move into 2024, it's increasingly...

2024: The Importance of Cyber Insurance

The Importance of Cyber Insurance in 2024Understanding Cyber Risks The internet has made life easier in many ways, but it also brings new dangers. Cyber attacks are getting more clever, targeting everything from our personal details to important national systems. This...