Your Trusted Partner

Personal Insurance

Customized Personal Insurance to Safeguard Your Family and Property

PERSONAL INSURANCE

Personal Risk Management Insurance

Our approach to personal risk management parallels that of our commercial client’s experience. We understand that influential and successful families often have assets and liabilities that exceed those of a business. Tower Street Insurance is here to serve as a trusted advisor to each family while we protect your home, auto, valuables, and more in Dallas, Southlake, Westlake, McKinney, and other cities we serve throughout Texas.

Tailored Car Insurance Policies: Our auto insurance policies are crafted to cater to your individual needs, offering protection against property damage, medical bills, and more. With various coverage options and additional coverages available, you can customize your auto policy to suit your lifestyle.
Affordable Car Insurance Solutions: We understand the importance of affordable car insurance. That’s why we offer competitive rates and discounts, helping you save money without compromising on quality. With just a few clicks on our website, you can access a range of affordable options that provide comprehensive vehicle protection.

Areas We Offer Personal Insurance Coverage

HOMEOWNERS

AUTO

Valuables

Excess Liability (umbrella)

Secondary Homes

PERSONAL INSURANCE

Evaluation of Your Personal Risk & Insurance Needs

Tower Street’s personal risk management team has substantial experience in building comprehensive plans designed to protect our clients’ diverse portfolios of personal assets. We are able to provide high-value, excess liability policies that truly cover the entirety of your personal assets, including

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Your home(s)

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Properties in other states and countries

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Valuable collections

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Jewelry

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Art collections

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Exotic vehicles

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Recreational vehicles

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Watercraft

Businessman Sitting at His Desk With Laptop And Papers

PERSONAL INSURANCE

Personal Assessment for Insurance Needs

Comprehensive Homeowners Coverage: Our home insurance plans are designed to protect your most valuable asset. From standard homeowners insurance to specialized condo insurance, we offer a variety of coverage types to ensure your home is fully protected against unforeseen events. We can also provide coverage for more sophisticated expenses and liabilities including:

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Domestic employee workers compensation

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Insurance for entities or trusts

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Non-profit and for-profit directors

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Short-term rentals

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Medical evacuation

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Trip and travel

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Kidnap and ransom

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Cyber fraud

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Equipment breakdown

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Flood & Earthquakes

PERSONAL INSURANCE

Satisfaction Guaranteed

We are committed to creating a long-term partnership with you that will meet your needs, as well as being there to serve as a resource to actively work to prevent losses and offer solutions in difficult times.

Your personal risk advisor is trained to ask the right questions, pre-settle any losses before they occur, and place you with carriers who have the broadest contracts that keep you ahead of or able to deal with any accident or claim life may bring, instilling confidence as well as coverage.

When you need our help in DFW or beyond, contact us online or give us a call at 972-472-2040.

Easy Claims Process: Filing an insurance claim doesn’t have to be complicated. Our streamlined claims process ensures that your claim is handled efficiently and effectively, with support from experienced agents who are there to guide you every step of the way.
Accessibility and Convenience: Managing your insurance policy is easier than ever with our user-friendly website. Access your ID cards, pay your bill, or contact your agent with ease. Our commitment to customer service ensures that help is always just a few clicks away.

Smiling Man Sitting at Desk With Phone, Laptop, and Coffee

Julie Grenier

2 June 2025

I am so pleased with Tower Street Insurance & Risk Management. We just moved our three companies' employee health benefits over to Tower 6/1/25. Christy Scorza and Heather Guarnera were wonderful to work with. They provided all of the information before I could even request it. They gave me deadlines and helped me to meet them. They held our hand and successfully got us across the finish line in a less than ideal amount of time, due to our expiring coverage. I highly recommend Christy and Heather. If you have to go through this process, I certainly would want them on my team leading me and my employees through to the very end. Their cheerful attitudes and can-do frame of mind makes them just a pleasure to work with. Heather has been a terrific help to our businesses with regard to HR. She provides sound advice and guides us through every little or big bump in the road. Christy and Heather can be relied upon to return messages on the same day, something that does not happen in today's world. Reliable and trustworthy. I highly recommend this company, especially when Christy and Heather are at the helm. I'm confident we made the right decision in moving our accounts to Tower.

Jessica Cazares

17 May 2025

Tower Street Insurance stands out for their professionalism and deep knowledge of the industry. From the very beginning, the team was responsive, thorough, and truly committed to understanding my needs. They took the time to explain coverage options clearly and made sure I was fully protected without pushing unnecessary policies. It’s reassuring to know I’m in good hands with people who genuinely care about keeping their clients covered.

Rick Yobbi

28 April 2025

Great service and always customer-centric in their approach.

Danielle Garvin

7 March 2025

Incomparable customer support from Tower Street. Christy S. is a dream to work with and sets the standard for all other brokers I have and will ever work with.

Brantley Carroll

7 March 2025

We use Tower Street for employee benefits (health insurance, etc.) and commercial insurance and they truly cannot be beat on service. Their team is incredibly responsive and an extension of your own team. Highly recommend talking with them!

Dom Perry

6 March 2025

It has been an awesome experience. Education, service and support have been top noch

Shanna Sheffield

6 March 2025

The team at Tower Street Insurance has been great. Christy has been supper helpful and responsive to our needs. We highly recommend them for your companies insurance needs.

Drew R

6 March 2025

I had such a positive experience with Tower Street when I was looking to get medical insurance for my small business. The team was super professional and patient with all my questions and concerns. I felt like they went above and beyond to make sure I understood all my options and they guided me every single step of the way. I highly recommend this agency!

Sheri Barringer

5 March 2025

We have worked with Tower Street for several years on our commercial insurance policies. When our annual benefits renewal came up, our previous broker was unresponsive and only presented policy increases, so we contacted Tower Street for a second opinion. They were incredibly responsive and within a few days, found us comparable policies that saved us thousands of dollars annually. They were always available to answer our questions and we look forward to continuing our relationship with them.

Lydia Crow

24 October 2024

Absolutely love working with Tower Street and Tanya Benbow! She is always willing to help me with home and auto questions and navigating re-marketing options when our polices are due for renewal. Each year, Tanya puts together a very comprehensive worksheet showing you the different companies she recommends along with full breakdown and comparison of premiums along with ways to reduce costs with suggested changes to deductibles and other things that you can do that equal reductions. It’s a crazy time with insurance premiums rising and Tower Street helped us get the best options for and best price. The brands they work with offer the best benefits than the typical mainstream companies and at better prices. Thanks Tower Street.and Tanya.