About Us
About Tower Street Insurance & Risk Management
Our Story
Tower Street Insurance & Risk Management was founded on May 15, 2020, at the height of the COVID-19 pandemic. When many businesses were pulling back and uncertainty dominated the market, our founders saw an opportunity to build something different: an insurance brokerage focused on helping businesses and families proactively manage risk, not simply purchase insurance.
From day one, Tower Street was built around a simple philosophy: if you take better care of your employees, clients, and carrier partners than anyone else, growth will follow.
More Than an Insurance Broker
The traditional insurance model often focuses on policy placement, finding coverage and moving on. Tower Street was built to do more.
We help clients identify, mitigate, and transfer risk through a comprehensive approach that combines commercial insurance, employee benefits, loss prevention, safety consulting, claims advocacy, contract review, HR consulting, and enterprise risk management. Our goal is not simply to insure risk, but to help clients prevent losses before they occur.
By helping businesses improve safety, strengthen operations, and reduce their total cost of risk, we create measurable value that extends far beyond the insurance policy itself.
A Different Approach to Growth
While much of the insurance industry has pursued growth through acquisitions and consolidation, Tower Street has grown by investing in people, relationships, and service.
Our client-first approach, strong carrier partnerships, and commitment to delivering exceptional results have fueled remarkable growth. In just a few years, Tower Street grew from a team of 12 employees to nearly 90 professionals and became one of the fastest-growing independent insurance brokerages in the country.
Today, businesses and families continue to choose Tower Street because they know they have a trusted advisor focused on protecting what matters most.
TOWER STREET INSURANCE
More Than Insurance. A Partner in Managing Risk.
At Tower Street Insurance, we specialize in providing top-level service and coverage to our clients across multiple industries and high net worth families. We represent the best commercial property & casualty insurance carriers in the industry, and we work with you to find the most competitive and broadest protection possible for your company. Tower Street Insurance is here to serve as a trusted advisor to each family while we protect your home, auto, valuables, and more in Dallas, Texas.
Commercial Insurance & Risk Management
We go beyond policy placement by analyzing contracts, identifying coverage gaps, evaluating exposures, and developing risk transfer strategies. Our consultative approach helps businesses strengthen protection, reduce costs, and build long-term resilience.
Loss Prevention & Safety Solutions
The best claim is the one that never happens. Through safety consulting, OSHA compliance, fleet monitoring, driver accountability programs, and proactive loss control services, we help clients create safer workplaces and reduce the frequency and severity of claims.
Employee Benefits & HR Consulting
Competitive employee benefits are essential for attracting and retaining top talent. Tower Street helps businesses design competitive employee benefits programs while providing HR consulting services that support workforce growth, compliance, and employee engagement. From health, dental, vision, life, and disability benefits to HR resources, compliance guidance, and strategic workforce planning, we help organizations attract, retain, and protect their people while managing costs and reducing risk.
Surety & Bond Solutions
Whether you’re bidding on a project, meeting contractual requirements, or growing your business, Tower Street provides comprehensive surety bond solutions backed by leading national surety markets. We help clients secure contract bonds, bid bonds, performance bonds, payment bonds, license and permit bonds, and other commercial surety products. Our experienced team works closely with businesses to strengthen bonding capacity, streamline approvals, and support long-term growth and success.
Client Advocacy
Client advocacy is more than a service, it’s our commitment. We serve as a trusted advisor, helping businesses and families make informed decisions, navigate complex insurance challenges, and secure the protection they need. From coverage reviews and policy renewals to claims support and risk management guidance, we work proactively to ensure our clients’ interests always come first.
Personal Insurance & Risk Management
Protecting your assets requires more than insurance, it requires a strategy.Our services are designed for individuals and families seeking comprehensive protection for their homes, vehicles, valuables, and lifestyles. We identify coverage gaps, evaluate emerging risks, and create customized insurance programs that provide confidence and peace of mind.
Auto Insurance
Whether you own a single vehicle or an extensive collection, our auto insurance solutions provide tailored protection backed by leading insurance carriers. We help clients secure competitive coverage, maximize available discounts, and ensure they are properly protected against accidents, liability claims, and unforeseen losses.
Homeowners Insurance
Your home is one of your most valuable assets. Tower Street provides customized homeowners insurance solutions designed to protect your property, personal belongings, and financial future. From primary residences to vacation homes, we help clients secure broad coverage and identify potential exposures before they become costly claims.
Valuables Insurance
Standard insurance policies often leave high-value assets underinsured. Our valuables insurance solutions provide specialized protection for jewelry, fine art, collectibles, wine collections, luxury watches, and other treasured possessions. We help ensure your most valuable items are protected with appropriate coverage and expert guidance.
Life Insurance
Life insurance provides financial security for the people who matter most. Whether you’re protecting your family, planning for wealth transfer, or supporting business succession goals, our life insurance specialists help identify the right coverage to protect your legacy and provide long-term peace of mind. We provide guidance on a wide range of solutions, including term life insurance, whole life insurance, wealth accumulation & tax efficent planning, key man insurance, PPLI, and executive benefit programs.
TOWER STREET INSURANCE
What’s In a Name?
In 1686, Edward Lloyd opened a coffeehouse on Tower Street in London, England, that became known as the place to secure marine insurance, thus creating what has become the modern insurance industry.
We chose our name based on that original coffeehouse location because we think it’s important to acknowledge the strength of the history on which we stand while creating innovative practices that will define the future of our industry.
Tower Street Insurance by the Numbers
CARRIERS
Collective Years of Experience
Written Policies
%
Retention Rate
- 5001 Spring Valley Rd 500W Dallas, TX, 75244
- PO Box 803506
- admin@towerstreetinsurance.com
- 469-788-8888
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