Real Estate

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Real Estate

Real Estate Insurance Expertise

At Tower Street Insurance, we specialize in providing top-level service and coverage to real estate portfolio clients. We represent the best real estate insurance carriers in the industry, and we work with you to find the most competitive and broadest protection possible for your company. We accomplish this by doing a full gap analysis of your current insurance, risk management, and loss prevention program. We review every endorsement on your current policies, the contracts you have in place, and the unique exposures presented by your operations. No matter what you’re passionate about, we’re here to protect your passion. And we’re passionate about protecting your business and your family.

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Real Estate

Examples of Customers We Have Partnered With:

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High rise office building portfolios

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Shopping centers

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Retail centers

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Lessors risk-only organizations

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Healthcare facilities

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Manufacturing buildings

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Warehouses

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Vacant building owners

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Self-storage portfolios

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Real estate investment trusts (REITs)

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Residential property managers

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Light industrial

Unique Real Estate Coverage Considerations for Your DFW Business

Has your current agent discussed the following issues with you?

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Guaranteed cost (general liability, workers’ comp, automobile)

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Paid loss and incurred loss retrospective plans

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Captive and other insured-owned programs

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Self-insured retention

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Large deductibles

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Customized named storm, earthquake, or flood (including storm surge) structures

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Flood reinstatements

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Deductible buy-downs

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Multi-year solutions

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Parametric programs

Real Estate

Policy Inclusions

With some of our partner carriers, such as CNA, Sompo International, Chubb, and Hanover, you may be eligible for the following comprehensive coverage and significant capacity across all lines of business offered to the real estate market:

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Property – per-location limits up to and over $500M

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General Liability – $2M limits, can increase based on risk

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Auto – $1M limit, can increase based on risk

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Workers’ Compensation – statutory limits

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Umbrella & Excess – up to $50M

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Environmental – $25M

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Catastrophe Coverage such as Flood and Earthquake – up to $50M based on risk

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Modern Apartment Buildings from Courtyard

Real Estate

Contact Our Real Estate Industry Team

Tower Street Insurance specializes in real estate insurance coverage for customers in Dallas, Austin, San Antonio, Houston, Southlake, and other cities that we serve throughout Texas. We also offer insurance coverage for directors & officers, workers’ compensation, cyber liability, commercial risk management service, and client advocacy. When you need our help, give Tower Street Insurance a call at 469-788-8888 or click here to make an appointment today.