Fleet Telematics & AI Safety Camera Solutions
LOSS CONTROL TELEMATICS
Turn Fleet Data into Safer Drivers, Fewer Claims, & Better Insurance Outcomes
Fleet accidents are one of the largest drivers of insurance costs, liability exposure, and preventable business losses. Tower Street helps organizations use telematics technology, AI-powered dash cameras, and driver performance data to proactively improve fleet safety, reduce claim frequency, and support long-term risk management goals.
As part of our broader loss control strategy, we help businesses implement, monitor, and leverage telematics programs that create measurable improvements year after year.
Real-Time Visibility into Your Fleet Operations
What is Telematics?
Telematics combines GPS tracking, vehicle activity data, AI-powered cameras, and driver behavior monitoring to provide real-time visibility into fleet operations.Rather than waiting for an accident to reveal a problem, telematics helps businesses identify patterns and trends that may increase risk.
Common metrics tracked include:
- $Speeding events
- $Harsh braking
- $Sudden acceleration
- $Vehicle location
- $Distracted driving incidents
- $Driver fatigue indicators
- $Aggressive cornering
- $Idle time
- $Route history
- $Vehicle utilization
- $Seat belt usage
These insights give business owners and managers the information needed to coach drivers, improve accountability, and make data-driven safety decisions.
Visibility That Helps Prevent Claims Before They Happen
Azuga GPS Tracking & AI Safety Cameras
Tower Street partners with Azuga, a leading telematics provider and subsidiary of Bridgestone, to help clients gain greater visibility into fleet operations while reducing risk. The Azuga SafetyCam combines GPS tracking, artificial intelligence, and video technology to deliver actionable insights that support driver coaching, claims investigations, and fleet safety improvement initiatives.
What is Azuga SafetyCam?
Azuga SafetyCam is an AI-powered dash camera and telematics platform that combines video technology, GPS tracking, and driver behavior monitoring into a single fleet safety solution. The system continuously monitors driving activity and uses artificial intelligence to identify behaviors that can increase the likelihood of accidents, injuries, and liability claims. When unsafe behaviors are detected, drivers can receive real-time alerts, helping them correct actions in the moment while providing managers with valuable data for coaching and accountability.
How the Azuga SafetyCam Helps Businesses
The primary goal isn’t surveillance. The goal is creating safer drivers and reducing preventable losses. By providing visibility into driver behavior, the Azuga platform helps businesses:
- $Reduce distracted driving incidents
- $Improve driver accountability
- $Strengthen fleet safety programs
- $Identify coaching opportunities
- $Reduce preventable accidents
- $Support claims investigations
- $Defend against false allegations
- $Improve overall fleet performance
For organizations with multiple vehicles and drivers, this information creates opportunities to proactively address risks instead of reacting after an accident occurs.
Driver Behaviors & Activities the System Tracks
The Azuga SafetyCam uses artificial intelligence to identify driving behaviors commonly associated with accidents and liability claims.
Driver Safety Monitoring
The system can detect:
- Cell phone usage while driving
- Distracted driving
- Driver drowsiness and fatigue
- Seat belt usage
- Smoking while driving
- Eating and drinking while driving
Driver Behavior Monitoring
The platform also tracks:
- Hard braking
- Sudden acceleration
- Aggressive cornering
- Speeding events
- Vehicle impacts
- Harsh driving incidents
GPS Tracking & Fleet Visibility
In addition to video monitoring, Azuga provides GPS tracking and vehicle activity data that gives managers greater visibility into their fleet operations.
Fleet Data and Metrics Include:
- Real-time vehicle locations
- Route history and breadcrumb tracking
- Vehicle utilization
- Idle time reporting
- Geofence monitoring
- Driver activity history
- Trip reporting
- Stop duration tracking
This data helps businesses improve both safety and operational efficiency while creating a more complete understanding of how vehicles are being used throughout the day.
Video Evidence When It Matters Most
One of the most valuable features of the Azuga SafetyCam is its ability to provide objective video evidence following an incident.
The camera automatically records footage before and after qualifying events, helping businesses:
- Investigate accidents
- Determine root causes
- Exonerate drivers when they are not at fault
- Respond to liability claims
- Improve accident reporting
- Support claims defense efforts
Rather than relying solely on witness statements or assumptions, businesses can review actual footage to understand what occurred and respond accordingly.
Better Data Leads to Better Risk Management
The Insurance Impact of Telematics
Insurance carriers evaluate far more than the number of vehicles in your fleet. They evaluate the behaviors, claims history, and loss trends that contribute to accidents and liability exposure.
Telematics helps businesses gain visibility into the daily driving habits that often contribute to claims, allowing them to identify risks early and take corrective action before accidents occur. By improving driver accountability, strengthening safety programs, and reducing preventable incidents, businesses can often improve the factors that underwriters pay close attention to during the renewal process.
Telematics Can Help Support:
- Lower claim frequency
- Reduced claim severity
- Improved driver accountability
- Stronger fleet safety programs
- Better loss trends over time
- More effective driver training initiatives
- Improved underwriting discussions
- Greater confidence from insurance carriers
Why Businesses Partner With Tower Street
From Annual Renewals to Year-Round Risk Management
Many businesses only discuss their commercial auto insurance program when the policy renews. At Tower Street, we believe risk management should happen all year long. Telematics provides ongoing data that helps identify emerging trends, reinforce driver accountability, and create coaching opportunities long before renewal discussions begin. This allows our team to work with clients throughout the year to improve safety performance, reduce claims, and strengthen their overall risk profile. The result is a more proactive approach to fleet safety, better long-term insurance outcomes, and a stronger foundation for sustainable growth. Let’s Build a Safer, More Accountable Fleet
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