Auto Insurance

Auto Insurance Dallas, TX

Reliable Auto Insurance

Auto insurance is a policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident. Tower Street Insurance & Risk Management provides the best auto insurance services in Dallas, Southlake, Westlake, McKinney, Austin, San Antonio, Houston, throughout Texas and beyond. 

We believe in understanding your past in order to provide you with better protection for your future. Our mission is to preserve and protect the future of successful businesses and families through customized personal risk management and advocacy solutions. In addition to automobile insurance, we also protect your home and your valuables.

 

Why Choose Luxury Car Insurance?

  • Specialized Coverage for High-Value Vehicles: Luxury cars require more than standard car insurance. Our luxury car insurance policies are designed to cover everything from exotic cars to sports cars, providing comprehensive coverage that addresses the unique risks associated with these valuable assets.
  • Customized Options for Diverse Needs: Whether you own a classic Mercedes-Benz or a modern Tesla Model, our coverage options are as varied as the vehicles we insure. We understand that luxury vehicle owners require specialized coverage types, such as agreed value, OEM coverage, and collector car insurance.
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Auto Insurance Dallas, TX

How Does Auto Insurance Work?

An auto insurance policy will cover you and other family members on the policy, whether driving your car or someone else’s car (with their permission). Your policy also provides coverage to someone who is not on your policy and is driving your car with your consent.

 

Comparing Car Insurance Quotes: Finding the Right Fit

  • Competitive Rates for Luxury Vehicles: Understanding luxury car insurance cost is crucial. We offer competitive rates and affordable car insurance options. You can compare car insurance quotes with us to ensure you’re getting the best value for your insurance investment.
  • Gap Insurance and Additional Coverage: In addition to standard collision and comprehensive coverage, we offer gap insurance to cover the difference between your car’s value and the amount you owe, ensuring you’re fully protected in every scenario.

In exchange for paying a premium, the insurance company agrees to pay your losses as outlined in your policy. Policies are priced individually to let you customize coverage amounts to suit your exact needs and budget. Coverages include:

Property: Damage to or theft of your car

Liability: Legal responsibility to others for bodily injury or property damage

Medical: Costs of treating injuries, rehabilitation, and sometimes, lost wages and funeral expenses

Personal Auto Insurance Customized to You Dallas, TX

Comprehensive Auto Insurance for Everyday and Luxury Cars

We understand that choosing a risk management solution involves more than simply obtaining coverage, so we go beyond offering policies backed by the best insurance companies in the business. We listen to specific needs, create lasting relationships with clients, and make sure to walk you through all aspects of your personalized insurance plan. After the plan is in place, we continue to serve as an on-call partner devoted to our clients’ risk management success year-round.

Advantages of Insuring Your Car with Tower Street

  • Access to Top Car Insurance Companies: As a leading luxury car insurance company, we partner with the best insurance providers in the industry. This allows us to offer policies from renowned car insurance companies that understand the value of high-end vehicles.
  • Tailored Policies for Exotic and Sports Cars: Exotic car insurance and sports car insurance require a nuanced understanding of these vehicles’ unique risks and values. Our insurance agents are experts in creating customized policies that provide full coverage for everything from repair costs to medical expenses in the event of an accident.

 

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Julie Grenier profile picture
Julie Grenier
2 June 2025
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I am so pleased with Tower Street Insurance & Risk Management. We just moved our three companies' employee health benefits over to Tower 6/1/25. Christy Scorza and Heather Guarnera were wonderful to work with. They provided all of the information before I could even request it. They gave me deadlines and helped me to meet them. They held our hand and successfully got us across the finish line in a less than ideal amount of time, due to our expiring coverage. I highly recommend Christy and Heather. If you have to go through this process, I certainly would want them on my team leading me and my employees through to the very end. Their cheerful attitudes and can-do frame of mind makes them just a pleasure to work with. Heather has been a terrific help to our businesses with regard to HR. She provides sound advice and guides us through every little or big bump in the road. Christy and Heather can be relied upon to return messages on the same day, something that does not happen in today's world. Reliable and trustworthy. I highly recommend this company, especially when Christy and Heather are at the helm. I'm confident we made the right decision in moving our accounts to Tower.
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Jessica Cazares profile picture
Jessica Cazares
17 May 2025
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Tower Street Insurance stands out for their professionalism and deep knowledge of the industry. From the very beginning, the team was responsive, thorough, and truly committed to understanding my needs. They took the time to explain coverage options clearly and made sure I was fully protected without pushing unnecessary policies. It’s reassuring to know I’m in good hands with people who genuinely care about keeping their clients covered.
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Rick Yobbi profile picture
Rick Yobbi
28 April 2025
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Great service and always customer-centric in their approach.
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Danielle Garvin profile picture
Danielle Garvin
7 March 2025
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Incomparable customer support from Tower Street. Christy S. is a dream to work with and sets the standard for all other brokers I have and will ever work with.
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Brantley Carroll profile picture
Brantley Carroll
7 March 2025
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We use Tower Street for employee benefits (health insurance, etc.) and commercial insurance and they truly cannot be beat on service. Their team is incredibly responsive and an extension of your own team. Highly recommend talking with them!
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Dom Perry profile picture
Dom Perry
6 March 2025
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It has been an awesome experience. Education, service and support have been top noch
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Shanna Sheffield profile picture
Shanna Sheffield
6 March 2025
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The team at Tower Street Insurance has been great. Christy has been supper helpful and responsive to our needs. We highly recommend them for your companies insurance needs.
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Drew R profile picture
Drew R
6 March 2025
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I had such a positive experience with Tower Street when I was looking to get medical insurance for my small business. The team was super professional and patient with all my questions and concerns. I felt like they went above and beyond to make sure I understood all my options and they guided me every single step of the way. I highly recommend this agency!
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Sheri Barringer profile picture
Sheri Barringer
5 March 2025
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We have worked with Tower Street for several years on our commercial insurance policies. When our annual benefits renewal came up, our previous broker was unresponsive and only presented policy increases, so we contacted Tower Street for a second opinion. They were incredibly responsive and within a few days, found us comparable policies that saved us thousands of dollars annually. They were always available to answer our questions and we look forward to continuing our relationship with them.
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Lydia Crow profile picture
Lydia Crow
24 October 2024
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Absolutely love working with Tower Street and Tanya Benbow! She is always willing to help me with home and auto questions and navigating re-marketing options when our polices are due for renewal. Each year, Tanya puts together a very comprehensive worksheet showing you the different companies she recommends along with full breakdown and comparison of premiums along with ways to reduce costs with suggested changes to deductibles and other things that you can do that equal reductions. It’s a crazy time with insurance premiums rising and Tower Street helped us get the best options for and best price. The brands they work with offer the best benefits than the typical mainstream companies and at better prices. Thanks Tower Street.and Tanya.

Auto Insurance Dallas, TX

Why Choose Tower Street Insurance & Risk Management?

  • 250 Carriers
  • 200 Years Collective Experience
  • 6.5K Written Policies
  • 85% Retention Rate

    Tower Street Insurance & Risk Management was established to provide the most effective solutions to manage your commercial and personal risks. It is our privilege to represent and partner with each of our clients in Dallas, Houston, Austin, Texas and nationally. To get the best auto insurance coverage in DFW while protecting your personal assets with a sound risk-management strategy, contact us online or give us a call at 972-472-2040.

    • Wide Range of Coverage Options: From collision coverage to liability insurance, our auto insurance policies are comprehensive. We cover medical payments, property damage, and bodily injury, ensuring that you’re protected whether you’re driving a standard vehicle or a luxury car.
    • Save Money with Discounts and Bundled Policies: Many insurance companies offer discounts for various safety features like anti-lock brakes, daytime running lights, and vehicles kept in a locked garage. Our agents will help you explore these options to save money on your policy.

    Tower Street Insurance by the Numbers

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