Auto Insurance

Auto insurance is a policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident. Tower Street Insurance & Risk Management provides the best auto insurance services in Dallas, Southlake, Westlake, McKinney, Austin, San Antonio, Houston, and other cities we serve throughout Texas.

We believe in understanding your past in order to provide you with better protection for your future. Our mission is to preserve and protect the future of successful businesses and families through customized personal risk management and advocacy solutions. In addition to automobile insurance, we also protect your home and your valuables.

Why Choose Luxury Car Insurance?

Specialized Coverage for High-Value Vehicles: Luxury cars require more than standard car insurance. Our luxury car insurance policies are designed to cover everything from exotic cars to sports cars, providing comprehensive coverage that addresses the unique risks associated with these valuable assets.
Customized Options for Diverse Needs: Whether you own a classic Mercedes-Benz or a modern Tesla Model, our coverage options are as varied as the vehicles we insure. We understand that luxury vehicle owners require specialized coverage types, such as agreed value, OEM coverage, and collector car insurance.

Get Started

Auto Insurance

How Does Auto Insurance Work?

An auto insurance policy will cover you and other family members on the policy, whether driving your car or someone else’s car (with their permission). Your policy also provides coverage to someone who is not on your policy and is driving your car with your consent.

Comparing Car Insurance Quotes: Finding the Right Fit

Competitive Rates for Luxury Vehicles: Understanding luxury car insurance cost is crucial. We offer competitive rates and affordable car insurance options. You can compare car insurance quotes with us to ensure you’re getting the best value for your insurance investment.
Gap Insurance and Additional Coverage: In addition to standard collision and comprehensive coverage, we offer gap insurance to cover the difference between your car’s value and the amount you owe, ensuring you’re fully protected in every scenario.

In exchange for paying a premium, the insurance company agrees to pay your losses as outlined in your policy. Policies are priced individually to let you customize coverage amounts to suit your exact needs and budget. Coverages include:



Property – Damage to or theft of your car



Liability – Legal responsibility to others for bodily injury or property damage



Medical – Costs of treating injuries, rehabilitation, and sometimes, lost wages and funeral expenses

Personal Auto Insurance Customized to You

Comprehensive Auto Insurance for Everyday and Luxury Cars

We understand that choosing a risk management solution involves more than simply obtaining coverage, so we go beyond offering policies backed by the best insurance companies in the business. We listen to specific needs, create lasting relationships with clients, and make sure to walk you through all aspects of your personalized insurance plan. After the plan is in place, we continue to serve as an on-call partner devoted to our clients’ risk management success year-round.

Advantages of Insuring Your Car with Tower Street

Access to Top Car Insurance Companies: As a leading luxury car insurance company, we partner with the best insurance providers in the industry. This allows us to offer policies from renowned car insurance companies that understand the value of high-end vehicles.
Tailored Policies for Exotic and Sports Cars: Exotic car insurance and sports car insurance require a nuanced understanding of these vehicles’ unique risks and values. Our insurance agents are experts in creating customized policies that provide full coverage for everything from repair costs to medical expenses in the event of an accident.

Get Started

Auto Insurance

Why Choose Tower Street Insurance & Risk Management?



100 Carriers



150 Years of Collective Experience



3.5K Written Policies



98% Retention Rate

Tower Street Insurance & Risk Management was established to provide the most effective solutions to manage your commercial and personal risks. It is our privilege to represent and partner with each of our clients in Dallas, Houston, Austin, and other Texas cities that we serve. To get the best auto insurance coverage in DFW while protecting your personal assets with a sound risk-management strategy, contact us online or give us a call at 972-472-2040.

Wide Range of Coverage Options: From collision coverage to liability insurance, our auto insurance policies are comprehensive. We cover medical payments, property damage, and bodily injury, ensuring that you’re protected whether you’re driving a standard vehicle or a luxury car.
Save Money with Discounts and Bundled Policies: Many insurance companies offer discounts for various safety features like anti-lock brakes, daytime running lights, and vehicles kept in a locked garage. Our agents will help you explore these options to save money on your policy.