Energy / Oil & Gas

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Energy / Oil & Gas

Oil & Gas Insurance Expertise

At Tower Street Insurance, we specialize in providing top-level service and insurance coverage to clients from multiple angles in the oil and gas industry. We represent the best oil and gas insurance carriers in the industry, and we work with you to find the most competitive and broadest protection possible for your company. We accomplish this by doing a full gap analysis of your current insurance, risk management, and loss prevention program. We review every endorsement on your current policies, the contracts you have in place, and the unique exposures presented by your operations. No matter what you’re passionate about, we’re here to protect your passion. And we’re passionate about protecting your business and your family.

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Examples of Oil & Gas Coverage We Provide:

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Automation and systems

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Compressor stations

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Contractors (cleaning, chemical, drilling, environmental, EPC, fracking, fishing, pipeline, roustabout, spudding, service and repair, utility, water filtration)

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Equipment rental

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E&P

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Lease operators

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Mineral rights

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Oilfield services

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Saltwater disposal

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Trucking

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Energy / Oil & Gas

Unique Oil & Gas Coverage Considerations for Your Business in DFW

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General liability

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Commercial auto

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Workers’ compensation

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Umbrella coverage

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Control of well

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Equipment coverage

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Pollution coverage (including saline contamination)

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Directors and officers

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Employment practices liability

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Operators and legal liability

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Oil and gas lease property

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Owner’s goods cargo

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Motor truck cargo

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Non-operating worker’s interest

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Underground resources and equipment

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Blowout

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Cratering

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Waiver of subrogation/additional insured

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Debris removal coverage

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Excess liability

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Cyber

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Professional liability (errors & omissions)

Industrial Worker Dressed In Red Uniform Working On Gauges

Energy / Oil & Gas

Policy Inclusions

With some of our partner carriers, such as Travelers, Chubb, and National American, you may be eligible for the following comprehensive coverage and significant capacity across all lines of business offered to the life sciences market:

Steel,Long,Pipes,In,Crude,Oil,Factory,During,Sunset

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Property – up to $500M in limits per location

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General Liability – $1M limit, can increase based on risk

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Pollution Liability – up to $50M (based on risk)

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Control of Well – up to $50M (based on risk)

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Oil and Gas Mobile property – up to $50M (based on risk)

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Auto – $1M limit, can increase based on risk

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Workers’ Compensation – statutory limits

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Umbrella & Excess (excluding PCO and Prof.) – up to $50M

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Environmental – $25M

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Errors & Omissions (E&O) – $10M

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Cyber – $10M

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Parametric Natural Catastrophe – Varies based on risk

Energy / Oil & Gas

Contact Our Oil & Gas Industry Leader, Shack Heppes

Tower Street Insurance specializes in oil and gas insurance coverage for customers in Dallas, Austin, San Antonio, Houston, Southlake, and other cities that we serve throughout Texas. We also offer insurance coverage for directors & officers, workers’ compensation, cyber liability, commercial risk management service, and client advocacy. When you need our help, give Tower Street Insurance a call at 469-788-8883 or click here to make an appointment today.